How many legal entities does this handle?

Nothing in the model treats one more company as an exception, and nothing in it has a floor. What makes a group hard is its shape rather than its size — several banks per company, several currencies, a structure that changes during the year. A single company banking with several institutions in several currencies can be harder work than a large group where each company banks with one.

Do all of our companies have to be onboarded at once?

No. A group starts with the companies whose banks and ledgers it can hand over now, and everything is complete over that scope from the first morning. Companies outside it appear by name with the state Unmanaged wherever they would otherwise be a blank, and onboarding one later is a configuration rather than a rebuild.

Does each company keep its own currency and its own chart of accounts?

Yes. Each company reports in the currency it actually books in and on the accounts it actually uses. The group view is built on top of that, so nobody has to touch their books to be counted, and a company that changes nothing is still in tomorrow morning’s group figure.

How do we know the group figure is not counting internal movements twice?

Because both legs of every internal movement are paired before anything is added up, and whatever is left carries a name. You can open any group figure, see the pairs that netted and read the differences that did not, with the entries behind each one.

Can two people answering at two different levels get two different numbers?

Not from the same moment. A level is a cut of one reconciled population rather than a separate calculation, so the country figures add to the group figure and the company figures add to the country. Where a figure is not covered, the screen says so instead of quietly leaving it out.

Multi-entity groups

Ask the group, a country or one company. One figure answers all three.

However many legal entities there are, the difficulty is the same, and it is not distance. It is that the same question has to hold at three levels at once — what the group has, what a country has, what one company has — and today each of the three comes out of a different spreadsheet. Tresora resolves every company’s banks and ledger into one reality, so the three answers become three readings of one number.

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Liquidity report · by level

Group position · onboarded scope

EUR 12,900,600.17

4 countries, translated at one moment

3 levels, one figureRates taken Aug 14, 2026, 08:00 GMT+2

By country

Spain Base currency: EUR 4,812,400.00
Mexico 19.5313 MXN/EUR: EUR 2,002,130.94
United States 1.1690 USD/EUR: EUR 5,338,648.42
Dominican Republic 64.5164 DOP/EUR: EUR 747,420.81
Portugal Corporation Patrimonial: Unmanaged

Spain, by company

Corporation Holding: EUR 1,940,600.00
Corporation España: EUR 2,206,400.00
Corporation Servicios: EUR 665,400.00

Spain, from the companies aboveEUR 4,812,400.00

This total covers the onboarded scope. Portugal is in the group’s structure and its ledger is not in the picture, so it is shown by name with no balance rather than dropped. We never state a balance for a company whose books we were not given: an invented figure is one your auditor cannot reproduce, and a row that quietly disappears is one nobody notices.

Why the levels disagree

Why doesn’t the group total match the companies underneath it?

Because the three figures are produced by different people, from different extracts, at different moments. None of them is wrong on its own. They are answers to slightly different questions, and nobody can tell which one they are holding.

Every company keeps its own chart of accounts: A group figure assembled by mapping four charts into one at the moment somebody asks for it is a figure that changes when the person changes. Tresora holds the mapping once, per company, and every level reads the same one.
The same movement is booked twice: Anything that happens between two of your companies is booked in both ledgers. The bank balances still add up cleanly, because each one sits with an outside bank. What the companies owe each other does not: add those without pairing the entries first and the group counts one movement twice.
Each level is cut at a different moment: One company closes its extract at four, the country roll-up is built at six, the group pack goes out the next morning. Three true figures at three moments are not three views of one position.
Nobody agrees what the group contains this month: A company acquired, sold, dormant or newly funded changes the population without changing the title above it. Scope has to be a stated fact on the surface, not an assumption everyone believes they share.

None of that is fixed by a better spreadsheet, because the spreadsheet is where the four of them meet. It is fixed one level down, by resolving each company’s bank and ledger into one reality before anybody asks the question.

Partial scope

What if only some of our companies are ready to hand over?

That is the normal case, and it is the one this is built around. A group gives us the companies it can give us now. Everything is complete over that scope on the first morning, and every company outside it keeps its name on the surfaces where it would otherwise be a blank.

The shape of a starting scope

Companies in the structure: 61; Every one of them can be onboarded. None of them has to be first.
Countries in the position: 4; The position answers for the scope it was given, and the screen says which scope that is.
Named, not blank: 1; The company we were not given keeps its name, its country and a state somebody can act on.

A scope that grows is a configuration rather than a second project: onboarding a company means connecting its banks and its ledger extract, and every level above it re-reads. Nothing that was already true stops being true.

What we will not do

We will not state a balance for a company whose books we were not given, and we will not spread the group’s own figures across it to make a total look complete. A number nobody can trace back to a record is a number your auditor cannot reproduce, and it is worth less than the honest gap it was covering.

What answers it

Which parts of the product do the group-level work?

Four of them, and they run in this order. Each one reads what the one before it produced instead of deriving it again, which is why the group figure and the company figure cannot drift apart.

One reality per company, first: Every company’s bank statements and ledger are read and reconciled against each other, in the formats its own banks send. Nobody moves system and nobody re-keys anything; the books stay exactly where they are.
Both legs of everything internal: Movements between two of your own companies are paired on the movement rather than on a reference somebody typed twice, and netted before anything is added up. What the group owes itself never reaches the group total.
The position, cut to any level: Group, country, company, brand or any grouping your organization already uses. A cut is a filter over one reconciled population, so two people answering at two levels are reading the same rows.
Your ERP, read rather than replaced: SAP, Oracle, Dynamics and Navision, in whichever release each company runs. A company that changes system changes one connector, and the group figure above it is unchanged.

The modules this page is about

The first working morning

What is actually different on Monday?

Four things, and all four are work your team stops doing rather than work we start doing.

Nobody rebuilds the group fileThe consolidation exists before anyone asks for it, and the version circulated at eight is the version the controller opens at eleven.
A company-level question is a clickA CFO asking what one company holds gets the figure that is inside the group total, not a separate extract somebody then has to reconcile back to it.
The scope is on the surfaceEvery position says which companies it covers and names the ones it does not, so nobody has to remember what was left out three months ago.
Onboarding a company is a configurationIts banks and its ledger extract are connected, and every level above it re-reads. There is no second consolidation to keep in step with the first.

Where to go next

Questions

What groups ask before they start

01How many legal entities does this handle?: Nothing in the model treats one more company as an exception, and nothing in it has a floor. What makes a group hard is its shape rather than its size — several banks per company, several currencies, a structure that changes during the year. A single company banking with several institutions in several currencies can be harder work than a large group where each company banks with one.
02Do all of our companies have to be onboarded at once?: No. A group starts with the companies whose banks and ledgers it can hand over now, and everything is complete over that scope from the first morning. Companies outside it appear by name with the state Unmanaged wherever they would otherwise be a blank, and onboarding one later is a configuration rather than a rebuild.
03Does each company keep its own currency and its own chart of accounts?: Yes. Each company reports in the currency it actually books in and on the accounts it actually uses. The group view is built on top of that, so nobody has to touch their books to be counted, and a company that changes nothing is still in tomorrow morning’s group figure.
04How do we know the group figure is not counting internal movements twice?: Because both legs of every internal movement are paired before anything is added up, and whatever is left carries a name. You can open any group figure, see the pairs that netted and read the differences that did not, with the entries behind each one.
05Can two people answering at two different levels get two different numbers?: Not from the same moment. A level is a cut of one reconciled population rather than a separate calculation, so the country figures add to the group figure and the company figures add to the country. Where a figure is not covered, the screen says so instead of quietly leaving it out.

Bring two of your companies.

One month of statements and one ledger extract from each, and we will show you the group figure, the country figure and each company’s own — including whatever does not reconcile between them.

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The rest of the structure stays exactly where it is until you want it in scope.