Where does the ESG score come from?

From the same reconciled balances every other module reads. The screen sees which bank holds each euro of the group’s cash and concentrates the liquidity by that bank’s published ESG risk score. Nothing is entered twice and nothing is estimated — the exposure is a reading of the book you already have.

Is this a rating of our company?

No. The scores belong to the banks that hold your cash, not to you. What the screen adds is the weighting: how much of your liquidity sits behind a low-risk bank versus an elevated one, wherever in the group that cash actually is.

What happens to cash at a bank with no ESG score?

It is held out of the bands and named on the surface, never folded into the green share. A screen that scored everything would be hiding the part it could not score, so the unscored liquidity is shown as its own figure, with the count of banks behind it.

Can we see ESG exposure per bank and per currency?

Yes. Each band opens to the banks inside it and the liquidity each one holds, in the currency it holds it in and translated to the group’s reporting currency at one published rate. The figure a treasurer reads is the figure their auditor can reproduce.

How often does the ESG position update?

It moves with the cash. Bank scores change rarely; where your liquidity sits changes constantly, so the weighted picture is recomputed from each day’s reconciled balances rather than from a point-in-time questionnaire.

Green treasury

ESG is not a policy you file. It is a reading of the cash you hold.

The ESG screen scores the same reconciled balances every other module reads — by the bank that holds each one. Low risk, elevated, and the share nobody has scored yet, on one book.

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ESG — Green Treasury

Treasury liquidity, scored

EUR 12,900,600

Across 11 banks, by each bank’s ESG risk.

Low risk: 46%EUR 5,934,276
Moderate risk: 29%EUR 3,741,174
Elevated risk: 14%EUR 1,806,084
Unscored: 11%EUR 1,419,066

Rates as ofAug 14, 2026, 08:00 GMT+2

Balances stated in EUR at the rates published for that moment — the same rate everywhere on the screen.

11% sits at banks with no published ESG score — held out of the bands, not folded into green.

What it reads

What does the ESG screen read?

Three inputs, all of them already in the platform. There is nothing to import, and no separate ESG system to keep in step with the treasury.

The reconciled cash positions: The reconciled position itself, entity by entity and bank by bank — not a second gathering of balances for the ESG report. The score is computed over the figure you already trust, so a bank’s rating can never be applied to a number the treasury screens do not hold.
The bank behind each balance: Every account resolves to the bank that holds it, and each bank carries its published ESG risk score. The score is the bank’s; the weighting by where your cash actually sits is what the product computes.
The published rates: The group holds more than one currency, so every balance is stated in the reporting currency at the rate published for the moment the book was read — one rate per pair, the same everywhere on the screen. A share of a book means nothing if two banks in it were converted at two different moments.

What the ESG read is taken from

Exposure by band

How much of your liquidity is green?

The book, split by the ESG risk of the bank holding each balance. Low, moderate, elevated — and the share no one has scored. Every euro placed, or named as unplaceable.

The scored book

Scored share: 89%; Liquidity at banks with a published ESG score.
Elevated-risk: EUR 1.8M; Cash at banks scored at higher ESG risk.
Unscored: EUR 1.4M; Waiting for a published score, held out of the bands.
Banking relationships: 11; Banks holding the group’s cash, each scored on its own.

Low risk: Liquidity at banks scored at low ESG risk — the green core of the book.; 46%EUR 5.9M
Moderate risk: Banks with a middling score: watched, but not a concern on their own.; 29%EUR 3.7M
Elevated risk: Cash at banks scored at higher ESG risk — the share a treasury policy usually caps.; 14%EUR 1.8M
Unscored: Banks with no published ESG score. Held out of the bands and shown on its own, never assumed into green.; 11%EUR 1.4M

What makes this trustworthy is the same thing behind every other screen: the shares mean something only because each entity’s cash was resolved into one book first. Score a book that does not agree with itself and the green share is a guess.

Who opens it

Who reads the ESG screen?

Three people, one number. The ESG position is not a report that leaves the treasury — it is a view the same team already lives in.

The group treasurer: Decides where the cash sits. When a new placement would push the elevated share past the limit the policy sets, this screen shows it before the money moves.
The CFO: Answers for the group’s ESG posture upward, and needs a figure that traces to the balances rather than to a questionnaire. Every share here opens to the banks and the amounts behind it.
The sustainability lead: Owns the ESG targets and reads them against the real book — not a policy on paper, but where the group’s money actually rests today.

Built for

Questions

What treasurers ask about ESG exposure

01Where does the ESG score come from?: From the same reconciled balances every other module reads. The screen sees which bank holds each euro of the group’s cash and concentrates the liquidity by that bank’s published ESG risk score. Nothing is entered twice and nothing is estimated — the exposure is a reading of the book you already have.
02Is this a rating of our company?: No. The scores belong to the banks that hold your cash, not to you. What the screen adds is the weighting: how much of your liquidity sits behind a low-risk bank versus an elevated one, wherever in the group that cash actually is.
03What happens to cash at a bank with no ESG score?: It is held out of the bands and named on the surface, never folded into the green share. A screen that scored everything would be hiding the part it could not score, so the unscored liquidity is shown as its own figure, with the count of banks behind it.
04Can we see ESG exposure per bank and per currency?: Yes. Each band opens to the banks inside it and the liquidity each one holds, in the currency it holds it in and translated to the group’s reporting currency at one published rate. The figure a treasurer reads is the figure their auditor can reproduce.
05How often does the ESG position update?: It moves with the cash. Bank scores change rarely; where your liquidity sits changes constantly, so the weighted picture is recomputed from each day’s reconciled balances rather than from a point-in-time questionnaire.

Your ESG exposure is already in your balances.

Bring the treasury you already reconcile, and see it scored by the bank behind every euro — the green share, the elevated share, and the part still waiting for a score.

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A working session on your own figures. There is nothing to install and no separate ESG system to feed.